Speakers
SpeakerBlock
Mr. Timothy E. Barnes
Mr. Timothy E. Barnes
Hometown Bank of Corbin, Inc.

Tim Barnes is President and CEO of Hometown Bank and Hometown Bancshares, Inc. in Corbin, Kentucky. Tim, a graduate of Paintsville High School, holds a Bachelor of Arts degree in Economics from Centre College in Danville, Kentucky. Mr. Barnes serves on the Board of Directors of Hometown Bank, Hometown Bancshares, Inc., The Corbin Tri-County Industrial Authority, Corbin Housing, Inc., Greater Corbin Housing, Inc., Moonbow Eggfest, Inc. and is the founding member of The De Novo Group. Tim recently ended a four- year term as President of Southeast Kentucky Economic Development Corporation where he remains a member of the Board and Executive Committee. Tim resides in Corbin with his wife, Dee and their two sons, Tanner and Abe.
Mr. Timothy E. Barnes
Mr. Timothy E. Barnes
Hometown Bank of Corbin, Inc.
Tim Barnes is President and CEO of Hometown Bank and Hometown Bancshares, Inc. in Corbin, Kentucky. Tim, a graduate of Paintsville High School, holds a Bachelor of Arts degree in Economics from Centre College in Danville, Kentucky. Mr. Barnes serves on the Board of Directors of Hometown Bank, Hometown Bancshares, Inc., The Corbin Tri-County Industrial Authority, Corbin Housing, Inc., Greater Corbin Housing, Inc., Moonbow Eggfest, Inc. and is the founding member of The De Novo Group. Tim recently ended a four- year term as President of Southeast Kentucky Economic Development Corporation where he remains a member of the Board and Executive Committee. Tim resides in Corbin with his wife, Dee and their two sons, Tanner and Abe.BARNES, TIMOTHY
Milton Bartley
Milton Bartley
ImageQuest LLC

Milton Bartley is one of the region’s most recognizable business leaders. From serving as a combat leader in the United States Army to launching a world-class IT services company, his drive to achieve has led him to the fulfillment of a better life for himself, his family and his employees. Milton co-founded ImageQuest in 2007, and it quickly became one of Nashville’s fastest growing technology companies. ImageQuest is recognized as a pioneer in providing Managed IT, Cybersecurity and IT Compliance services. As the world cyber threat landscape has changed dramatically over the last two decades, Milton’s expertise uniquely has positioned him and ImageQuest to provide proactive risk management and IT compliance & governance programs for growing organizations in numerous industries. Numerous companies value Milton’s advice as their IT Consultant and vCISO. Milton is currently a member of the Forbes Technology Council, an invitation-only community for World-Class CIOs, CTOs, and Technology Executives. Criteria for acceptance include a track record of successfully impacting business growth metrics, as well as personal and professional achievements and honors. Milton’s latest article for Forbes can be found here: bit.ly/ForbesIQ – “Why Prioritizing Cybersecurity Makes Compliance Easier” Milton also has been an MSP Mentor Top 250, which recognizes the world’s top managed services provider (MSP) executives, entrepreneurs, and experts. Milton believes “it takes a team of committed individuals to build and grow a business in today’s world of rapidly changing technology.”
Milton Bartley
Milton Bartley
ImageQuest LLC
Milton Bartley is one of the region’s most recognizable business leaders. From serving as a combat leader in the United States Army to launching a world-class IT services company, his drive to achieve has led him to the fulfillment of a better life for himself, his family and his employees. Milton co-founded ImageQuest in 2007, and it quickly became one of Nashville’s fastest growing technology companies. ImageQuest is recognized as a pioneer in providing Managed IT, Cybersecurity and IT Compliance services. As the world cyber threat landscape has changed dramatically over the last two decades, Milton’s expertise uniquely has positioned him and ImageQuest to provide proactive risk management and IT compliance & governance programs for growing organizations in numerous industries. Numerous companies value Milton’s advice as their IT Consultant and vCISO. Milton is currently a member of the Forbes Technology Council, an invitation-only community for World-Class CIOs, CTOs, and Technology Executives. Criteria for acceptance include a track record of successfully impacting business growth metrics, as well as personal and professional achievements and honors. Milton’s latest article for Forbes can be found here: bit.ly/ForbesIQ – “Why Prioritizing Cybersecurity Makes Compliance Easier” Milton also has been an MSP Mentor Top 250, which recognizes the world’s top managed services provider (MSP) executives, entrepreneurs, and experts. Milton believes “it takes a team of committed individuals to build and grow a business in today’s world of rapidly changing technology.” BARTLEY, MILTON
Robert Brosh
Robert Brosh
NContracts

Robert Brosh is always up to date on the latest federal regulatory changes facing financial institutions—and knows what to do to comply with them.

From regulatory summaries, analyses and action plans to audit templates and risk assessments, Mr. Brosh easily breaks down regulations into their key components and communicate the essential information to financial institutions clamoring to understand the implications.

Prior to working at Ncontracts, Mr. Brosh interned at NAFCU and the Office of Financial Research at the Department of the Treasury. He received his J.D. at the Antonin Scalia Law School at George Mason University.
Robert Brosh
Robert Brosh
NContracts
Robert Brosh is always up to date on the latest federal regulatory changes facing financial institutions—and knows what to do to comply with them.

From regulatory summaries, analyses and action plans to audit templates and risk assessments, Mr. Brosh easily breaks down regulations into their key components and communicate the essential information to financial institutions clamoring to understand the implications.

Prior to working at Ncontracts, Mr. Brosh interned at NAFCU and the Office of Financial Research at the Department of the Treasury. He received his J.D. at the Antonin Scalia Law School at George Mason University.
BROSH, ROBERT
Mr. Jonathan Curran
Mr. Jonathan Curran
CyberdomeUSA

Having executive leadership roles at Pearson, QCR Holdings, and Seraphim Logic, he has pioneered AI-based cyber defenses and post-quantum cryptographic solutions to data security risks. With expertise in offensive and defensive operations, he has overseen compliance audits and trained DoD personnel. For over a decade, he has built a proven track record of strategic innovation and driving success through technology development.
Mr. Jonathan Curran
Mr. Jonathan Curran
CyberdomeUSA
Having executive leadership roles at Pearson, QCR Holdings, and Seraphim Logic, he has pioneered AI-based cyber defenses and post-quantum cryptographic solutions to data security risks. With expertise in offensive and defensive operations, he has overseen compliance audits and trained DoD personnel. For over a decade, he has built a proven track record of strategic innovation and driving success through technology development.CURRAN, JONATHAN
Candace DeBarger
Candace DeBarger
Profit Resources, Inc

Candace DeBarger has 37 years in financial services, including 30 years at Mastercard. She has a foundation in debit card operations and technology, project management, and product management. The latter half of her career has been spent working with financial institutions under $10B in assets, helping them to grow and manage their debit and credit card programs. Candace has a deep understanding of network profitability, card program KPIs, card marketing strategies and the connection between an engaged card user and profitable checking customer.
Candace DeBarger
Candace DeBarger
Profit Resources, Inc
Candace DeBarger has 37 years in financial services, including 30 years at Mastercard. She has a foundation in debit card operations and technology, project management, and product management. The latter half of her career has been spent working with financial institutions under $10B in assets, helping them to grow and manage their debit and credit card programs. Candace has a deep understanding of network profitability, card program KPIs, card marketing strategies and the connection between an engaged card user and profitable checking customer.DEBARGER, CANDACE
Blake Earley
Blake Earley
American Bankers Association

Blake Earley has served as a member of ABA’s congressional relations team since January 2022. Prior to joining ABA, Blake spent eight years working for Regions Bank, a regional bank based in the southeastern U.S. While at Regions, Blake worked in the Legal Department and in BSA/AML Operations at the company’s Birmingham, Ala., headquarters before moving to Washington, D.C., to join the Regions Government Affairs team.
Blake Earley
Blake Earley
American Bankers Association
Blake Earley has served as a member of ABA’s congressional relations team since January 2022. Prior to joining ABA, Blake spent eight years working for Regions Bank, a regional bank based in the southeastern U.S. While at Regions, Blake worked in the Legal Department and in BSA/AML Operations at the company’s Birmingham, Ala., headquarters before moving to Washington, D.C., to join the Regions Government Affairs team.EARLEY, BLAKE
Tom Fitzgerald
Tom Fitzgerald
SouthState | Duncan Williams

Tom Fitzgerald is Senior Vice President of Research and Strategy for the Correspondent Division of SouthState Bank since 2009. Previously he spent 10 years as a Director and Senior Analyst in Fixed Income Research for the Debt Capital Markets Division of SunTrust Robinson Humphrey. In his present capacity he writes extensively on macro-economic topics with a focus on the impact to community banks. In addition to this recent experience, Mr. Fitzgerald previously worked as a controller and financial officer for two community-based banking institutions managing their investment portfolios in addition to the usual controller/CFO functions.
Tom Fitzgerald
Tom Fitzgerald
SouthState | Duncan Williams
Tom Fitzgerald is Senior Vice President of Research and Strategy for the Correspondent Division of SouthState Bank since 2009. Previously he spent 10 years as a Director and Senior Analyst in Fixed Income Research for the Debt Capital Markets Division of SunTrust Robinson Humphrey. In his present capacity he writes extensively on macro-economic topics with a focus on the impact to community banks. In addition to this recent experience, Mr. Fitzgerald previously worked as a controller and financial officer for two community-based banking institutions managing their investment portfolios in addition to the usual controller/CFO functions.FITZGERALD, TOM
Josh Fletcher
Josh Fletcher
Mentalist

Josh Fletcher, Mentalist, uses a variety of techniques to climb inside people’s minds, read their thoughts, influence their decisions, and blur the lines of possibility.

He has been entertaining professionally for over two decades and has spent the last eight years providing his unique brand of entertainment to thousands of people across the world.
Josh Fletcher
Josh Fletcher
Mentalist
Josh Fletcher, Mentalist, uses a variety of techniques to climb inside people’s minds, read their thoughts, influence their decisions, and blur the lines of possibility.

He has been entertaining professionally for over two decades and has spent the last eight years providing his unique brand of entertainment to thousands of people across the world.
FLETCHER, JOSH
Dima Ghawi
Dima Ghawi

Dima is the founder of a global talent development company with a primary mission for advancing individuals in leadership. Through keynote speeches, workshops, training programs, and executive coaching, Dima has empowered thousands of professionals across the globe to develop critical business skills and expand their leadership potential. In addition, she has provided guidance to business executives to help them understand the value of gender diverse leadership and develop a multi-year plan for advancing quality leaders from within the organization. Dima is Middle-Eastern in her genes, American in her heart, and a global citizen in her spirit. She ignites the untapped potential in individuals across the globe, empowering them to shatter limitations and become courageous, purpose driven leaders. Her own journey is one of escaping confinement, crossing continents, and transforming her life’s purpose. Harnessing the power of her story, Dima is committed to inspiring individuals to attain personal and professional growth. She has worked across the United States, Europe, Asia, Middle East, and Africa for several Fortune 100 companies including IBM, Merrill Lynch, and Bank of America. Through her work, she has honed a keen expertise in developing leaders to meet the demands of the global workforce.
Dima Ghawi
Dima Ghawi
Dima is the founder of a global talent development company with a primary mission for advancing individuals in leadership. Through keynote speeches, workshops, training programs, and executive coaching, Dima has empowered thousands of professionals across the globe to develop critical business skills and expand their leadership potential. In addition, she has provided guidance to business executives to help them understand the value of gender diverse leadership and develop a multi-year plan for advancing quality leaders from within the organization. Dima is Middle-Eastern in her genes, American in her heart, and a global citizen in her spirit. She ignites the untapped potential in individuals across the globe, empowering them to shatter limitations and become courageous, purpose driven leaders. Her own journey is one of escaping confinement, crossing continents, and transforming her life’s purpose. Harnessing the power of her story, Dima is committed to inspiring individuals to attain personal and professional growth. She has worked across the United States, Europe, Asia, Middle East, and Africa for several Fortune 100 companies including IBM, Merrill Lynch, and Bank of America. Through her work, she has honed a keen expertise in developing leaders to meet the demands of the global workforce. GHAWI, DIMA
Jeff Gotsch
Jeff Gotsch
Velocity Solutions, LLC

Jeff Gotsch is a National Account Manager for Velocity Solutions. He is responsible for developing and maintaining business relationships with financial institutions across the country.

Prior to joining Velocity Solutions, Jeff practiced law in Indiana for four years, and spent ten years in sales and marketing prior to attending law school. In his law practice, he represented clients in civil matters in the areas of business and corporate law, real estate, and estate planning. Jeff’s legal and business experience provide his clients with a unique insight into balancing compliance and revenue enhancement in our changing regulatory environment.

Jeff attended Indiana University, where he earned Bachelor of Arts degrees in both Psychology and Journalism, along with his MBA. He then graduated from the Indiana University Robert H. McKinney School of Law with a Juris Doctor degree. He enjoys spending time with family and friends, traveling, and water-skiing and boating on the Northern Indiana lakes.
Jeff Gotsch
Jeff Gotsch
Velocity Solutions, LLC
Jeff Gotsch is a National Account Manager for Velocity Solutions. He is responsible for developing and maintaining business relationships with financial institutions across the country.

Prior to joining Velocity Solutions, Jeff practiced law in Indiana for four years, and spent ten years in sales and marketing prior to attending law school. In his law practice, he represented clients in civil matters in the areas of business and corporate law, real estate, and estate planning. Jeff’s legal and business experience provide his clients with a unique insight into balancing compliance and revenue enhancement in our changing regulatory environment.

Jeff attended Indiana University, where he earned Bachelor of Arts degrees in both Psychology and Journalism, along with his MBA. He then graduated from the Indiana University Robert H. McKinney School of Law with a Juris Doctor degree. He enjoys spending time with family and friends, traveling, and water-skiing and boating on the Northern Indiana lakes.
GOTSCH, JEFF
Robb Rempel
Robb Rempel
Haberfeld

Robb Rempel, Executive Vice President of Consulting Services, leads the team of Directors at Haberfeld, including Cultivate, Organization Development, Referral Strategies, eLearning, and Special Programs. With more than 30 years of experience in the financial services industry and 20 years at Haberfeld, he has worked with financial institutions of all sizes as both a Consultant and Account Executive.

An experienced facilitator and presenter, Robb is a frequent speaker at state and national association meetings, helping financial institution executives and their teams implement targeted strategies to drive ongoing growth and enhance overall profitability. He is a graduate of the University of Nebraska.
Robb Rempel
Robb Rempel
Haberfeld
Robb Rempel, Executive Vice President of Consulting Services, leads the team of Directors at Haberfeld, including Cultivate, Organization Development, Referral Strategies, eLearning, and Special Programs. With more than 30 years of experience in the financial services industry and 20 years at Haberfeld, he has worked with financial institutions of all sizes as both a Consultant and Account Executive.

An experienced facilitator and presenter, Robb is a frequent speaker at state and national association meetings, helping financial institution executives and their teams implement targeted strategies to drive ongoing growth and enhance overall profitability. He is a graduate of the University of Nebraska.
REMPEL, ROBB
Terry Rich
Terry Rich

Terry Rich is a successful CEO and President of 25 years who loves to engage and entertain audiences across the globe.

Under his leadership, state lottery sales and profits increased by 50%. He also led the Blank Park Zoo to profitability from a $600,000 deficit while positioning it as the second largest attended attraction in the state. But his national insight on business, banking, gaming, TV production, marketing and PR led him to success in his professional career and to his passion for public speaking. Oh, and he’s also given away over $1 billion.

Terry lead the team that cracked the largest lottery fraud in US history. During the investigation, Terry oversaw day-to-day operations while considering long-term consequences, adapting quickly to change, and delivering on promises.

Before that, he started four successful entrepreneurial businesses, and has numerous national media appearances including ABC, NBC, HBO, CBS, 20/20, CNN, CNBC, USA Today and The New York Times; a movie host on Starz! and appeared as a panel guest on the "Tonight Show". His production of a Fox Sports show called “Socker Slam” is currently a featured documentary on the Hearst streaming service “Very Local.”

He’s a disruptive innovator and entrepreneur with a drive for integrity and honesty. He’s worked in the trenches, survived new business trends, and had success with generational changes. Terry’s keynotes are energetic, motivating, and perfect for an early morning, lunch or after dinner presentation. Terry Rich has authored two books: The $80 Billion Gamble and Dare to Dream, Dare to Act.
Terry Rich
Terry Rich
Terry Rich is a successful CEO and President of 25 years who loves to engage and entertain audiences across the globe.

Under his leadership, state lottery sales and profits increased by 50%. He also led the Blank Park Zoo to profitability from a $600,000 deficit while positioning it as the second largest attended attraction in the state. But his national insight on business, banking, gaming, TV production, marketing and PR led him to success in his professional career and to his passion for public speaking. Oh, and he’s also given away over $1 billion.

Terry lead the team that cracked the largest lottery fraud in US history. During the investigation, Terry oversaw day-to-day operations while considering long-term consequences, adapting quickly to change, and delivering on promises.

Before that, he started four successful entrepreneurial businesses, and has numerous national media appearances including ABC, NBC, HBO, CBS, 20/20, CNN, CNBC, USA Today and The New York Times; a movie host on Starz! and appeared as a panel guest on the "Tonight Show". His production of a Fox Sports show called “Socker Slam” is currently a featured documentary on the Hearst streaming service “Very Local.”

He’s a disruptive innovator and entrepreneur with a drive for integrity and honesty. He’s worked in the trenches, survived new business trends, and had success with generational changes. Terry’s keynotes are energetic, motivating, and perfect for an early morning, lunch or after dinner presentation. Terry Rich has authored two books: The $80 Billion Gamble and Dare to Dream, Dare to Act.
RICH, TERRY
Susan Sharbel
Susan Sharbel
Abrigo

Susan Sharbel is a Senior Consultant, Advisory Services with Abrigo and brings over 39 years of expertise in the Banking industry to asset/liability management, data analytics, regulatory compliance, and interest rate risk. Susan consults daily with community financial institutions to assist in all aspects of ALM, including interest rate risk, liquidity, funding and pricing strategies, strategic planning and profitability with a strong emphasis on education. She works to understand each institution’s strategies, goals and risk tolerance and offers concrete solutions to enhance profitability within the current regulatory framework. She regularly educates institution’s ALCO and Board, keeping them abreast of financial analysis and regulatory requirements. Susan also writes and speaks frequently on ALM topics via blogs, articles, whitepapers, webinars, workshops and is on faculty at the Graduate School of Banking and the University of Wisconsin - Madison.
Susan Sharbel
Susan Sharbel
Abrigo
Susan Sharbel is a Senior Consultant, Advisory Services with Abrigo and brings over 39 years of expertise in the Banking industry to asset/liability management, data analytics, regulatory compliance, and interest rate risk. Susan consults daily with community financial institutions to assist in all aspects of ALM, including interest rate risk, liquidity, funding and pricing strategies, strategic planning and profitability with a strong emphasis on education. She works to understand each institution’s strategies, goals and risk tolerance and offers concrete solutions to enhance profitability within the current regulatory framework. She regularly educates institution’s ALCO and Board, keeping them abreast of financial analysis and regulatory requirements. Susan also writes and speaks frequently on ALM topics via blogs, articles, whitepapers, webinars, workshops and is on faculty at the Graduate School of Banking and the University of Wisconsin - Madison.SHARBEL, SUSAN